At IMARC, we verify information. We operate with a perfect blend of highly trained employees and proprietary software systems to automate, where possible, the task of QC.
Our clients are lenders, from small regional banks and mortgage lenders, to top 10 banks and mortgage insurance companies.
Why IMARC? We give customers timely, customized QC reports in a form that is useful to management. You can run reports on one month or six. You can run reports for one branch or an entire region. You can check errors by state or by underwriter. You have full control over your data – and you should. It’s your data.
David Kittle began his mortgage banking career in 1978 with American Fletcher Mortgage Company. As a top producing loan officer, he moved to the management side in 1986. He opened his own company, Associates Mortgage Group, in 1994 and sold it in 2006.
Kittle is past president of both the Louisville and Kentucky Mortgage Bankers Associations. He is past chairman of MBA's political action committee, MORPAC, and former vice chairman of MBA's Residential Board of Governors. He also served on MBA's board of directors from 2004 through 2010.
Kittle is past chairman of the Mortgage Bankers Association in Washington, DC, completing his term in October of 2009. Kittle's principled, straightforward approach served him and the industry well. He testified fourteen times before Congress and led the industry during its most tumultuous period.
Kittle received his CMB designation in 2004.
He and his wife, Ellen, have been married for 20 years and have four children.
Kate Simpson, director of client services for IMARC, works with the operations team and with IT to ensure that clients take full advantage of IMARC's proprietary software. To this task she brings strong IT skills, plus exceptional abilities to analyze and improve work-flow. She has been described by clients as "able to quickly devise unique and effective risk management solutions."
Simpson's duties at IMARC have included, over the years, every aspect of the analysis of delinquent loans and forensic file reviews, including report writer, analyst and researcher. Simpson's current role includes the demonstration of IMARC's Quality Control, Compliance and Loan Processing Assistance products to its clients and partners throughout the mortgage space.
As president of IMARC, Simpson brings an extensive background in loan origination, fraud investigation and loan fraud recovery. Simpson spent 10 years as a loan broker, so he knows how loan officers and real estate agents close loans. Simpson is an expert in spotting key factors in any fraud file that indicate who committed the fraud, what the fraud was, and how the fraud took place.
Simpson's experience as a lawyer allows him to understand examination of evidence and the value of good judgment. Simpson has lectured nationwide on the subject of mortgage fraud and has been invited to speak at local and national conferences, including National Mortgage Bankers conventions, the FBI Annual Financial Institution Fraud Seminar, and the California Mortgage Bankers convention.
Simpson has been cited as a reliable source by many news organizations. In February of 2009, the CBS show "60 Minutes" stated, "To understand what was happening in the mortgage industry, we went to Bob Simpson, whose company, IMARC, investigates failed mortgages."
As the chief operating officer of IMARC, Phil McCall brings more than two decades of experience in the mortgage industry to his role. McCall oversees all operations at IMARC and is specifically responsible for acquiring and serving new and existing clients. He is a seasoned expert in loan origination and underwriting, mortgage fraud, loss and litigation, and real estate-based transactions.
Previously, McCall was the president and part-owner of a mortgage lender headquartered in Anaheim, CA. McCall is a Member of the Association of Certified Fraud Examiners (ACFE) and International Association of Financial Crimes Investigators (IAFCI). McCall obtained his Bachelor of Science in business management from the University of Phoenix. He is a licensed broker in California and is a direct endorsed underwriter for the Federal Housing Administration (FHA). McCall has held real estate and broker licenses in more than 20 other states.
Scott Parrott is responsible for all aspects of technological development and deployment for IMARC, including both IT infrastructure and software. He is the creator and principal architect for IMARC's line of business case files and the workflow management system that coordinates loan-level quality control reviews for the mortgage industry.
Parrott came to IMARC with substantial experience in business efficiency software for small to midsize companies. He has an excellent balance of business and technical skills with proven expertise in applying business process efficiencies through software and automation. He also has proven success in breathing life into product ideas from concept development through the software-development life cycle and using software to streamline IT processes, management, and maintenance within the IMARC organization.